Cooking at home is the best way to save cash, but it’s nice to go out sometimes, too. Check out Frugal Foodie every Friday for a selection of the latest coupons for casual and fancy fare. This week: free iced coffee, discount sandwiches, half-priced chocolate and more!
Remember Mom’s department store credit card? High APR, low credit line, good only at the store? It’s back. As of April 29, Target no longer issues Target-branded Visa cards; customers who want to open a credit account at the store will be issued Target store cards, usable only at Target stores or Target.com.
The allure of readily available credit is hard to resist for many as they set off on their financial path. Join our hapless hero, in this all too familiar but somehow forgotten tale of temptation, responsibility, and reward. Like his father before him, he must ascend credit mountain in order to achieve his destiny. Credit gives you the power to make purchases, purchases that will build a credit history and will allow you to make future purchases. But remember, with great spending power comes great fiscal responsibility. Watch, in part one of our animated epic (it’s like the Lord of the Rings but shorter) as our hero succumbs to the dark side. What will happen next?
While planning your next vacation, it pays to think well in advance about what you want to eat. We’re not talking about choosing now between pasta and lobster on Friday night. The more pressing decision for budget-minded travelers is whether you want to plan and pay for meals as you go, or trust a resort or cruise line to feed you via a dining plan.
One upside to The Great Recession has been a notable shift in how most people view their finances. While just a few years ago it was OK to support an otherwise unaffordable lifestyle with credit cards and home equity loans, these days Americans are more determined than ever to live within their means. In fact, according to data collected from Mint.com’s 2.5 million users, American consumers are actively slashing their debt and refilling their savings tanks.
The nationwide unemployment rate has hovered around 10% throughout 2010: a pretty straighforward sign that the job outlook is poorer now than it was before the recession began. Unfortunately, that rate does not tell us much more. In a country of fifty states and over 300 million people, unemployment is bound to be more prevalent in some areas and professions than in others.