How many times did your family use your dining room in 2012? If you can count the meals at the table on one hand, then you may want to consider repurposing that room. It can be hard to let go...
Wondering how you’ll ever get to a point where you make enough money to feel a sense of financial freedom? If you’re currently living beyond your means, the truth is, you may never get to that point, regardless of your...
Spring cleaning is like an ancient instinct for consumers: As the days start getting longer and things warm up a bit, they reach right for a broom, sponge or hammer. Scammers like your instincts. Why? Because they can count on...
Ever wondered why the IRS allows us to deduct certain job hunting expenses if we’re looking for a job in our current occupation, but not if we’re looking for a job in another one? Or why can’t we deduct such...
Yes, that “minimum payment due” box on your credit card statement looks so enticing. Pay a small amount, and you’re off the hook — for a month, anyway. But as the nearly 45% of Americans who carry a balance every...
Next time you’re running low on fabric softener, pest repellant or household cleaners, check the pantry. Plenty of kitchen items, including baking soda, lemons and even coffee, can work well as substitutes for other household products. In some cases, the...
There’s a pit that you get in your stomach when you know that you’re going to owe the IRS at the end of the year. Owing any kind of debt is always stressful, but debt to the IRS is particularly...
In our fast-paced, competitive society, discovering ways to be more productive is in high-demand. There are countless productivity-related smartphone apps available and the website ProductiveMindset.com, which was founded in 2010 by entrepreneur Christopher Spence offers tips on how to get...
Let’s start with a more basic question: Can you max out your 401(k)? The answer is: not likely. According to 2010 data from the Center for Retirement Research at Boston College, 6.7% of 401(k) participants contributed the maximum (then $16,500, now $17,500) to...
I recently splurged on more than a dozen children’s books for my daughter Lucy, who loves to flip to the final page and grab another book. My total? $10.50, less than $1 per book. I found a trove of children’s...
How many times did your family use your dining room in 2012? If you can count the meals at the table on one hand, then you may want to consider repurposing that room. It can be hard to let go... 
