If you’ve found yourself carrying debt on a high-interest credit card, you may want to consider a balance transfer to a card with a lower rate. A balance transfer may help you save money on an existing debt you’re still...
A Roth IRA is a form of tax-benefited retirement account. With Roth IRAs your contributions are not tax deductible, but your eventual withdrawals will be. This makes Roth IRAs a great way to ensure your financial security well into retirement....
Credit card consolidation means combining the balances of several credit cards with another credit card or loan. While this technique doesn’t make debt go away, many people use this to successfully lower their monthly payments or interest rates. Every situation...
It’s a conversation that nobody wants to have. You’re called into the conference room for a meeting that’s not on your calendar, only to see the head of HR sitting there with paperwork piled in front of them and it...
You might remember doing word problems about money in your 2nd-grade math class, but beyond that, you probably won’t have many memories of learning about money in school. That’s because only 5 states in the U.S. make Personal Finance a...
Raise your hand if you feel like you’re constantly stressing about money? It’s hard to imagine a room where you could ask that question without someone raising a hand. Financial stress is pervasive, and it exists at nearly every level...
My family immigrated from Ukraine in the early 90s, so I’ve never been a stranger to traveling abroad. We would go back to visit every once in a while, and my parents were good about taking me to other European...
Among all the awesome things that come with adulthood, so too come the regular expenses: rent, car insurance, and groceries to name a few. Whether you’re providing for yourself or a family, it’s important to be aware of the various...
If you’re like me, you avoid crowds at all costs. You grocery shop on a weekday afternoon when most people are at work. You’re the last person to be found in line at a food festival, or on a wait...
True confession: I’m a yo-yo debtor. One year I’m up, the next I’m down. I always pay it off. And yet, I always find myself there again. “There” being in debt, of course. A Storied Debt History First, I racked...
