Dan Miller is a freelance writer and founder of PointsWithACrew.com, a site that helps families to travel for free / cheap. His home base is in Cincinnati, but he tries to travel the world as much as possible with his wife and 6 kids.
You might have already identified your financial goals to start in 2021, but a couple weeks into the New Year, how you’re going to stick to your financial goals is probably already creeping into your thoughts. It is a sad...
Although many people start New Year’s resolutions in January, there’s nothing magical about January with regards to self-improvement. Still, the best time to make a change or set a goal is today, so if you’re ready to level up...
Using donor-advised funds is a more advanced tax strategy that has gotten more popular recently with the introduction of the Tax Cuts and Jobs Act (TCJA) in February 2020. The TCJA nearly doubled the amount of the standard deduction, which...
If you have a special child in your life, you may be wondering what to put under the tree this year. One long-lasting and truly meaningful way to show the child in your life that you care is by taking...
Ahhh 2020 — what a year! If you’re like most people, 2020 has not gone quite as you expected it, way back in January. Tens of millions of people (or more) have been impacted by the COVID-19 pandemic, either physically,...
With the end of the year rapidly approaching, it’s a good time to take stock of your financial situation as you head into 2021. 2020 has been a strange year, and a difficult year for many people. With many people’s...
Saving and investing for college expenses may seem overwhelming, but setting aside even small amounts can give your child a head start. While many people are aware of tax-efficient investing accounts like 529 plans, you may not know about UGMA/UTMA accounts – another way to save for educational and other expenses.
Stop me if you’ve heard this one before — mortgage interest rates are at an all-time low. For what seems like the past 10 or 15 years mortgage rates have been dropping. Every time they reach a new low, everyone...
A luxury when they were first introduced decades ago, cell phones have become a ubiquitous part of life. And along with a phone in every pocket comes the worry about replacing it if it breaks. While cell phone insurance was not as big a market when phones were simpler and less expensive, it has become much more common with cell phones costing hundreds if not thousands of dollars.
Saving for retirement is one of those things that everyone knows that they need to do, but many people aren’t sure how or when to start. If that sounds like you, here are five different ways that you can get...