Dan Miller, Author at MintLife Blog

Why UGMA/UTMA Accounts Are the Perfect Holiday Gift

December 1, 2020 / Dan Miller

If you have a special child in your life, you may be wondering what to put under the tree this year. One long-lasting and truly meaningful way to show the child in your life that you care is by taking...

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Coronavirus (COVID-19), Real Money Talk

4 Reasons to Show Gratitude for Financial Blessings in 2020

November 26, 2020 / Dan Miller

Ahhh 2020 — what a year! If you’re like most people, 2020 has not gone quite as you expected it, way back in January. Tens of millions of people (or more) have been impacted by the COVID-19 pandemic, either physically,...

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Coronavirus (COVID-19), Financial Planning, Personal Finance

7 Money Steps to Take Before 2021

November 20, 2020 / Dan Miller

With the end of the year rapidly approaching, it’s a good time to take stock of your financial situation as you head into 2021. 2020 has been a strange year, and a difficult year for many people. With many people’s...

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Family Finances, Investing Advice, Student Finances

Why You Need to Open a UGMA/UTMA Account for Your Kids

November 19, 2020 (Last Modified: November 20, 2020) / Dan Miller

Saving and investing for college expenses may seem overwhelming, but setting aside even small amounts can give your child a head start. While many people are aware of tax-efficient investing accounts like 529 plans, you may not know about UGMA/UTMA accounts – another way to save for educational and other expenses.

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Coronavirus (COVID-19), Home Ownership, mortgages

5 Reasons to Refinance Your Mortgage

November 11, 2020 (Last Modified: February 1, 2021) / Dan Miller

Stop me if you’ve heard this one before — mortgage interest rates are at an all-time low. For what seems like the past 10 or 15 years mortgage rates have been dropping. Every time they reach a new low, everyone...

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Credit Cards

5 Cards That Will Pay for Your Cell Phone if (When?) You Break It

October 26, 2020 / Dan Miller

A luxury when they were first introduced decades ago, cell phones have become a ubiquitous part of life. And along with a phone in every pocket comes the worry about replacing it if it breaks. While cell phone insurance was not as big a market when phones were simpler and less expensive, it has become much more common with cell phones costing hundreds if not thousands of dollars.

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Retirement

5 Ways To Get Started With Retirement Savings

October 20, 2020 (Last Modified: October 26, 2020) / Dan Miller

Saving for retirement is one of those things that everyone knows that they need to do, but many people aren’t sure how or when to start. If that sounds like you, here are five different ways that you can get...

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Credit Cards

How to Maximize Credit Cards Rewards Without Hurting Your Credit

October 14, 2020 / Dan Miller

There are many different credit cards out there, and consumers have a seemingly infinite array of payment choices. Banks know this, and so many banks offer rewards for using their credit cards. Banks and other financial institutions want their card...

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Credit Cards

The Best Credit Cards for Amazon Prime Day

October 13, 2020 (Last Modified: March 24, 2021) / Dan Miller

Amazon Prime Day has seemingly overtaken Black Friday and Cyber Monday as one of the biggest sales days of the year. Amazon Prime Day 2020 has gotten so big that it now stretches over two days – for 2020, those dates are October 13th and October 14th. To get any of the savings with Amazon Prime Day, you must be an Amazon Prime member.

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Credit Cards