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MintLife Blog > Articles by: katkotton

katkotton

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Relationships

Newly Engaged…to Your Partner’s Credit Score? It’s Time to Talk

February 4, 2020 (Last Modified: January 14, 2021) / katkotton
Newly Engaged…to Your Partner’s Credit Score? It’s Time to TalkI’m trying to remember the first time my fiancé and I shared our credit scores. It was either when we started looking for our first shared apartment, or when I got approved for my first rewards credit card and used...

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Credit, Credit Info

You Can Actually Raise Your Credit Score in 6 Months

November 4, 2019 (Last Modified: January 13, 2021) / katkotton
Caring about your credit score is one of those things that’s very easy to procrastinate until you actually need it. You think, ‘I’ll get to it later’, and before you know it, the time comes when you need to move...

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Real Money Talk

Spooky Debt Stories That Can Actually Help You

October 31, 2019 (Last Modified: January 13, 2021) / katkotton
Halloween might be one of the spookiest days of the year, but there’s something worse lurking around you all year long—debt from purchases past. As you’re debating the endless options of candy you could hand out this year or what...

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Real Money Talk

#RealMoneyTalk: Time to Let Go of Your Debt Mistakes

July 2, 2019 (Last Modified: January 13, 2021) / katkotton
Debt is a short, one syllable word but the feelings it can conjure are not so simple – fear, dread, anxiety, and hopelessness. In the shadow of student loans and a culture that values “treat yourself” Instagram moments at the...

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Real Money Talk

#RealMoneyTalk: What I Wish I Knew About My Student Loans

June 30, 2019 (Last Modified: January 13, 2021) / katkotton
  A typical college grad in America comes out of school owing about $37,000 in student loan debt as of June 2019. That means about $400 per month is coming out of their paycheck and being sent directly towards their...

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Housing Finances

The 4 Most Important Financial Items to Remember When Moving

June 28, 2019 (Last Modified: January 13, 2021) / katkotton
Of the 35 million people who move each year, it’s estimated some 80% of those moves happen during the sweet summer months. If you’re one of the 28 million individuals moving this summer, you probably already have a lot on...

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Credit

The Influence of Your Credit Score on Car Insurance Rates

June 26, 2019 (Last Modified: January 13, 2021) / katkotton
When shopping for car insurance, you might not realize your credit score has an impact on what you’ll be offered. Not only does your credit score influence which insurance companies will provide you with coverage, but it can also affect...

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Relationships

6 Summer Side-Hustles to Help You Pay Down Your Debt

June 21, 2019 (Last Modified: January 13, 2021) / katkotton
Do you remember the days when you spent your summers selling lemonade or babysitting your neighbor’s kids? Wasn’t it so gratifying earning that extra cash? As it turns out, you don’t have to give up on your entrepreneurial dreams as...

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Housing Finances

Refinancing Your Mortgage: When It’s a Good Idea and When It’s a Bad Idea

June 13, 2019 (Last Modified: January 13, 2021) / katkotton
All homeowners know that owning a home can be a full-time job in itself. From picking out the new tiles for the bathroom to deciding what color to paint the kitchen, there is always something that needs work. But one...

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Relationships

3 Types of Financial Accounts New Grads Should Consider

June 11, 2019 (Last Modified: January 13, 2021) / katkotton
This summer I’ll be turning 30 and I’m really excited about it! There’s something really satisfying about thinking back on the past 10 years and seeing how far I’ve come since I was 20. One of the things I reflect...

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