Mint, Author at MintLife Blog

Buying Local Statistics for 2021: Survey Finds 70% of Americans Shop Small

January 11, 2021 (Last Modified: January 12, 2021) / Mint

Amazon and other leading ecommerce giants have changed the shopping experience in recent years. Easy one-click buys and same-day delivery are what 80 percent of shoppers now look for when shopping. This ease earned Amazon $96.15 billion in yearly revenue...

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Housing Finances

Closing on a House: The Most Important Parts of the Process

January 11, 2021 (Last Modified: January 14, 2021) / Mint

This article includes general information. Mortgage laws vary by state. Contact a mortgage lender in your state for specific details. Let’s cut right to the chase here: Real estate transactions can get complicated. Most of us simply don’t purchase enough...

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Early Career

Why Set Impossible Goals for 2021? [The Ultimate New Year’s Savings Hack]

December 28, 2020 / Mint

In the 1980s, self-driving cars and smartphones without antennas were only things you’d see in movies — unimaginable futuristic goals. Now, these “impossible” inventions are part of people’s everyday lives. These innovative ideas were thought to be outlandish years ago...

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Housing Finances

15-Year vs. 30-Year Mortgages: Which is Better?

December 28, 2020 / Mint

If you can spare a little more money each month, switching from a 30-year to a 15-year mortgage can save you big bucks in the long-run.

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Financial Planning

Secured vs. Unsecured Loans: Here’s the Difference

December 28, 2020 / Mint

Whether you’re trying to buy a home or looking to get a college degree, you may need to take out a loan to finance your goals. If you’re seeking out your first loan, know that borrowing money is a common...

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Financial Planning

What’s the Difference Between 401(k) and 403(b) Retirement Plans?

December 28, 2020 / Mint

Investing in your retirement early is the best way to ensure financial stability as you age, especially when it comes to understanding various retirement options. Getting started may feel overwhelming — luckily we’re here to help. We help break down...

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Early Career

10 Ways to Master a Virtual Career Fair (+ Questions to Ask)

December 17, 2020 (Last Modified: December 31, 2020) / Mint

Preparing for a career fair used to mean packing a bag, suiting up, and budgeting more time for travel. Now, preparational tasks include updating video backgrounds and Wi-Fi connections. Swapping in-person events for virtual events may sound like an outlandish...

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How To

Curb Emotional Spending with These 6 Mindful Money Tips

December 11, 2020 / Mint

It’s common to treat yourself to something sweet when you’re feeling down, or celebrate achievements over dinner. However, little “treats” may be emotional spending in disguise. If you’re frequently feeling guilty for buying things you never use, you may be...

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Money Etiquette

Holiday Spending Statistics for 2021

November 30, 2020 (Last Modified: January 12, 2021) / Mint

Rather than shopping in department stores and visiting Santa at the mall, this year’s holiday season is going to look a little different. You’ll likely be spending more time with your closest loved ones and exchanging gifts you ordered online....

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Financial Planning

Should I Cash Out My 401k to Pay Off Debt?

November 20, 2020 / Mint

Paying off debt may feel like a never-ending process. With so many potential solutions, you may not know where to start. One of your options may be withdrawing money from your retirement fund. This may make you wonder, “should I...

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