Mint, Author at MintLife Blog

Budgeting

5 Neglected Expenses That Can Ruin Your Vacation Budget

November 10, 2020 (Last Modified: December 8, 2020) / Mint

5 Neglected Expenses That Can Ruin Your Vacation Budget With the weather warming up, summer vacation isn’t too far away. If you haven’t already, it’s time to start a vacation budget and account for everything you’ll be paying for that...

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How To

15 Charitable Acts You Can Do on a Budget This Holiday Season

November 10, 2020 / Mint

One coat could keep someone warm, one meal could relieve someone’s hunger, and one organ donor could save 75 lives. A single charitable act could put a smile on someone’s face, or even improve someone’s life — and it can...

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Credit Info

Understanding Debt Settlement Letters

November 10, 2020 (Last Modified: November 19, 2020) / Mint

If you’re unable to pay back a large amount of debt, you might be interested in learning more about debt settlement. Debt settlement works to negotiate with your creditors to forgive all or part of your debt. Throughout this process,...

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Credit Info

Credit Card Payoff Calculator: When Could You Reach Financial Freedom?

November 9, 2020 (Last Modified: November 17, 2020) / Mint

Have credit card debt? You’re not the only one. It’s reported that 43 percent of households carry credit card debt month after month. While credit cards can be a great tool to build your credit score, they can easily impact...

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Financial Planning

The Future of Money: 6 Key Predictions

November 5, 2020 / Mint

We all rely on money in our everyday lives. Currency is simply a system for trading human time, and most people probably don’t question it. It’s easy to forget just how much our money usage as a society has evolved...

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Financial Literacy

How Do Negative Interest Rates Work? What They May Mean for Your Wallet

November 4, 2020 / Mint

Imagine a world where the bank pays you to take out a loan. This is what’s known as a negative interest rate, and while it may seem counterintuitive at first, it can have economic benefits in a struggling economy. So,...

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Budgeting

Zero-Based Budgeting: The Ultimate Guide

November 2, 2020 / Mint

When you create a budget that works for you, you gain a sense of peace and freedom that comes with taking ownership of your finances. Although there are many approaches to budgeting, certain systems prove to be more effective than...

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Credit Info

How Long Does It Take To Get a Credit Card?

November 2, 2020 / Mint

Generally speaking, it takes seven to 10 business days to get a credit card once you’re approved. The specific amount of time can vary as many factors throughout the process affect how fast you receive your card. Getting approved can...

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Money Etiquette

How to Endorse a Check to Someone Else in 4 Steps

October 27, 2020 (Last Modified: March 31, 2021) / Mint

If you owe someone, you most likely want to pay them as soon as you can. With digital banking adding your paychecks right to your bank account, you may not always have cash on you. You may also have some...

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Saving

21 Side Hustles for Teachers In and Out of the Classroom

October 26, 2020 (Last Modified: January 26, 2021) / Mint

Educators are the ones that ignite a love of learning inside each of us and help mold us for future success in life. They’re essential to student growth, invaluable in their communities, work countless hours preparing lessons, and care for...

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