Mint

The best laid financial plan can be quickly ruined by a streak of misfortune: job loss, fire, theft, or health problems. You need to protect yourself, but it’s not nearly as hard as you think.

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If you saved $10,000 a year for the next 40 years and earned no interest, you would have $400,000. If you invested $10,000 a year and earned a 10% return each year, you would have $5,267,155. Why the difference?

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More than 10,000 books have been written about personal finance. You could spend a lifetime reading them. Some of them are great; others are 99% motivation, 1% actual, actionable information…

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