Dealing with the frigid winter months usually means fantasizing about heading somewhere else for a few days. For college kids particularly, it means dreaming of putting down our books, gathering up our friends and leaving for spring break. Unfortunately, the...
Gone are the days of ugly hand-knit sweaters, stale fruitcakes and hodge-podge Christmas wreaths. The DIY Christmas gift scene has been revolutionized, and now there are hundreds of great ideas floating around in cyberspace. So how is one to find...
By now, you’ve probably heard of the so-called federal budget sequester. It was mentioned thousands of times a few months ago while the President and Congress did battle over the budget. It’s one of those things that a lot of...
For most of us, tax time is like the holidays. It’s a magical time of year when a jolly IRS employee in an ironed dress shirt and pressed slacks issues all of us taxpayers on the “nice” list a big...
Are you an animal person? Statistics say that, more than likely, you are. In fact, 63% of American households have a pet. Pets can be a great addition to your family, but not every animal fits into every lifestyle. Before...
A month back, I wrote about some pros and cons of the 30-year fixed. It’s a very popular mortgage, that 30-year, so there clearly has to be quite a few pros for the loan. And they’re well deserved. Like I said...
If you’re not familiar with the Home Affordable Refinance Program, also known as HARP, it’s a government program that started in March 2009 that allows homeowners to refinance who may have run into some roadblocks due to the decreased value...
Walter Mischel, a psychologist and professor at Stanford University, led an experiment in 1970 that offered a choice to small children: eat one marshmallow instantly or wait 15 minutes and receive another. Follow-up studies of the same children after 15...
As a college student, this time of year was bittersweet. On one hand, the semester was winding down and summer vacation was just a few sleepless nights spent cramming for exams away. On the other hand, the end of the...
The world of finance, until recently, has been a hazy mystery to me. So many variables, so many things to comprehend that always kept fluctuating like the ups and downs of the stock market. A major component to understanding the...
