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MintLife Blog > Articles by: Zina Kumok

Zina Kumok

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Zina Kumok is a freelance writer specializing in personal finance. A former reporter, she has covered murder trials, the Final Four and everything in between. She has been featured in Lifehacker, DailyWorth and Time. Read about how she paid off $28,000 worth of student loans in three years at Conscious Coins.

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Financial Planning

The 5 Best Financial New Year’s Resolutions

December 29, 2020 / Zina Kumok
The 5 Best Financial New Year’s ResolutionsChange has to start somewhere, and for many people that change is easier to make if the starting point has some meaning. It can be a birthday, an anniversary, or any other date with some symbolic weight. Most commonly, people...

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Coronavirus (COVID-19), News

What the Stimulus Package Means for You

December 27, 2020 / Zina Kumok
What the Stimulus Package Means for You

A second round of economic stimulus was signed into law. Here’s a rundown of what’s included and what it means for you.

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Debt, Student Finances

Options for Teacher Student Loan Forgiveness

November 27, 2020 / Zina Kumok
Options for Teacher Student Loan ForgivenessLoan forgiveness is a trade-off. It’s about incentivizing graduates to work in low paying or otherwise undesirable positions in exchange for erasing or significantly reducing their student loan balance. Without these programs, important community institutions would be severely understaffed. If...

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Student Finances

Which Companies Offer Discounts for Students

November 12, 2020 / Zina Kumok
Which Companies Offer Discounts for StudentsFor most college students, trying to save money is a way of life. Whether it’s pirating textbooks, dumpster diving for food, or “borrowing” toilet paper from the library bathroom, students tend to find clever ways to pinch pennies. But one...

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Debt, Student Finances

I Dropped Out of College: My Student Loan Repayment Options

October 22, 2020 / Zina Kumok
I Dropped Out of College: My Student Loan Repayment OptionsNo one intends to drop out of college. If you show up to campus for your freshman year, chances are you plan to graduate in four years and use your degree to land a job. Maybe you even have the...

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Retirement

Retirement 101: Can I Actually Retire at 65?

October 19, 2020 / Zina Kumok
Retirement 101: Can I Actually Retire at 65?Since the mid-1980s, the average retirement age has been rising. With younger generations facing a student loan crisis and the future of social security in question, there’s no reason to expect that trend to slow down any time soon. So...

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Budgeting, Coronavirus (COVID-19), Real Money Talk

Budgeting for the Holidays

October 9, 2020 / Zina Kumok
Budgeting for the HolidaysFall is here, the time where our collective attention usually shifts to the holidays. Whether it’s making travel accommodations, planning for parties, or shopping for gifts, October usually marks the start of a holiday marathon that doesn’t end until New...

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Student Finances

FAFSA Opens on Oct 1st – What You Should Know

October 1, 2020 / Zina Kumok
FAFSA Opens on Oct 1st – What You Should KnowThe Free Application for Federal Student Aid (FAFSA) is a form that current and future college students need to fill out each year. The FAFSA determines individual eligibility for student financial aid and unsubsidized federal loans, so it’s incredibly important...

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Coronavirus (COVID-19), Early Career, Student Finances

How to Get a Virtual Internship

September 28, 2020 (Last Modified: December 18, 2020) / Zina Kumok
How to Get a Virtual InternshipThis is not a great time to be looking for career experience. Industries are suffering, opportunities are scarce and most people are working from home. But if you’re in need of an internship, there are still plenty of options to...

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Coronavirus (COVID-19), Family Finances, Relationships, Student Finances, Unemployment

My Parents Can’t Afford College Anymore – What Should I Do?

September 21, 2020 / Zina Kumok
My Parents Can’t Afford College Anymore – What Should I Do?When most parents offer to fund their child’s tuition, it’s with the expectation that their financial circumstances will remain relatively unchanged. Even with minor dips in income or temporary periods of unemployment, a solid plan will likely see the child...

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