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MintLife Blog > Articles by: Zina Kumok

Zina Kumok

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Zina Kumok is a freelance writer specializing in personal finance. A former reporter, she has covered murder trials, the Final Four and everything in between. She has been featured in Lifehacker, DailyWorth and Time. Read about how she paid off $28,000 worth of student loans in three years at Conscious Coins.

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Early Career

How to Get the Most Out of an Awesome Job Offer

September 20, 2017 / Zina Kumok
How to Get the Most Out of an Awesome Job OfferIn the past, employees would stick with a company for decades. It wasn’t unusual in the 20th century for someone to stay at the same company for their entire career, consistently garnering raises and promotions until they retired with a...

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Early Career

My Coworker Makes More Than Me – What Can I Do?

September 13, 2017 / Zina Kumok
My Coworker Makes More Than Me – What Can I Do?One day at a previous job, my coworker left their pay stub sitting in a shared space. I didn’t mean to snoop, but in looking to see what they had left I accidentally saw their take-home sum. I immediately wished...

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Early Career

Should I Take a Low-Paying Job with Good Potential?

September 7, 2017 / Zina Kumok
Should I Take a Low-Paying Job with Good Potential?Any career guru worth their salt will probably advise you to only switch jobs for an upgraded salary. It makes sense; if you’re looking to advance your professional standing, taking a step back is also a step in the wrong...

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Early Career

How to Compare Two Job Offers

May 15, 2016 / Zina Kumok
How to Compare Two Job OffersWeighing two separate job offers can seem like an embarrassment of riches. In today’s job-starved economy, the prospect of having your choice between two positions is a rare and enviable position. But there’s also an element of anxiety with choosing...

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Budgeting, Early Career

How to Create Your First Budget

May 6, 2016 (Last Modified: July 24, 2018) / Zina Kumok
How to Create Your First BudgetThere are many milestones of being an adult. Signing your own lease for the first time, being able to rent a car, having someone call you ma’am. But being an adult also means being responsible for your own finances. Like...

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Credit Info

The Truth About Department Store Credit Cards

April 26, 2016 / Zina Kumok
The Truth About Department Store Credit CardsIf you’ve ever shopped in a department store, you know the story. Maybe you picked up a new set of cutlery, registered for a wedding or tried on some new dresses. Whatever the reason for your trip, the checkout process...

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Credit Info

6 Common Credit Card Questions You Haven’t Asked

April 23, 2016 (Last Modified: February 11, 2020) / Zina Kumok
6 Common Credit Card Questions You Haven’t AskedIn theory, managing a credit card is simple: don’t go over your limit, pay your bill on time and don’t try to juggle too many cards at once. Pretty straightforward, right? But in reality, there are a sea of credit...

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Credit Info

How To Prioritize Emergency Funds, Savings and Paying Off Debt

April 13, 2016 (Last Modified: February 11, 2020) / Zina Kumok
How To Prioritize Emergency Funds, Savings and Paying Off DebtWe all want to be more responsible with our money. While that sounds great in theory, it can get confusing once you start to break things down. Emergency funds, savings funds and debt all need to be addressed regularly, but...

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Budgeting, How To, Minimalist Lifestyle

How To Be Mindful With Your Money

March 18, 2016 (Last Modified: November 19, 2020) / Zina Kumok
How To Be Mindful With Your MoneyCultivating mindfulness is all the rage right now – and for good reason. Learning to be more aware of your thoughts and actions is a crucial step towards a healthier, happier and more focused mindset. But the topic is usually...

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Financial Literacy, Investing Advice

How to Decode 401k Fees

January 29, 2016 (Last Modified: July 24, 2018) / Zina Kumok
How to Decode 401k FeesPeople are generally unaware of the fees attached to their 401k. Even when they are, that awareness is usually limited. Those fees can get pricey though, and many of them are hidden or difficult to suss out. To help you...

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