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MintLife Blog > Articles by: Zina Kumok

Zina Kumok

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Zina Kumok is a freelance writer specializing in personal finance. A former reporter, she has covered murder trials, the Final Four and everything in between. She has been featured in Lifehacker, DailyWorth and Time. Read about how she paid off $28,000 worth of student loans in three years at Conscious Coins.

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Student Finances

Here Is How To Pay Off Student Loans In College

July 19, 2019 (Last Modified: August 26, 2019) / Zina Kumok
Here Is How To Pay Off Student Loans In CollegeThe student loan crisis has reached a fever pitch. It’s become a national epidemic, one that reached $1.5 trillion in 2018. Paying off student loans is a rite of passage for twenty-somethings, one that often begins just a few months...

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Housing Finances

Moving? Here Are The 5 Best Apps To Sell Your Stuff

June 27, 2019 (Last Modified: August 26, 2019) / Zina Kumok
Moving? Here Are The 5 Best Apps To Sell Your StuffLast year, my husband and I were packing up our Denver apartment to prepare for our move back to his home state of Indiana. We’d put an offer in on a house and had only given ourselves a couple of...

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Housing Finances

How to Decorate Your Home on a Budget

June 20, 2019 (Last Modified: August 26, 2019) / Zina Kumok
How to Decorate Your Home on a BudgetIt’s a well-known fact that your personal environment affects your mental health. If you live in a beautifully decorated home with plenty of plants and green space nearby, your risk for anxiety and depression is lower. If you spend your...

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Housing Finances

What You Need To Know About First- and Second-Year Home Expenses

June 13, 2019 (Last Modified: August 18, 2020) / Zina Kumok
What You Need To Know About First- and Second-Year Home ExpensesMy husband and I were so excited to buy our house. We’d been renting since college and were eager to have our own place. Finally, no one could tell us how many dogs we could have or how many posters...

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Family Finances

Balancing Saving for Retirement and Your Kids College? This is What You Need To Know

May 30, 2019 (Last Modified: August 26, 2019) / Zina Kumok
Balancing Saving for Retirement and Your Kids College? This is What You Need To KnowThe choice between saving for retirement and saving for your child’s college education is a microcosm of the dilemma many parents face: How do you balance your own needs with the needs of your child? The argument for putting your...

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Family Finances

How to Help Your Kid with FAFSA, Student Loans, and More!

May 23, 2019 (Last Modified: August 26, 2019) / Zina Kumok
How to Help Your Kid with FAFSA, Student Loans, and More!It’s easy to assume that the role of a parent diminishes as a child approaches high school graduation. This is when many parents choose to step back and allow their kids to become the primary decision-makers in their own lives. ...

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Credit Info, Family Finances

How to Teach Your Kids About Money

May 15, 2019 / Zina Kumok
How to Teach Your Kids About MoneyThere’s a specific conversation I frequently have with people around my age. As they get closer to middle adulthood and look back on everything they’ve learned about money, they start to wonder – why didn’t they teach us this stuff...

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Family Finances

How to Know How Much Allowance You Should Be Giving Your Kid

May 8, 2019 / Zina Kumok
How to Know How Much Allowance You Should Be Giving Your KidIf your child is old enough to understand the concept of money, you’ve probably considered giving them a weekly or monthly allowance. Until they grow old enough to apply for a job, an allowance is really the only way to...

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Student Finances

What You Should Know About Student Loans

April 25, 2019 (Last Modified: May 3, 2019) / Zina Kumok
What You Should Know About Student Loans

Student loan repayment is one of the most complex and multifaceted personal finance topics. There are so many different options, pitfalls and considerations to keep track of, that there’s really no “one size fits all” approach. What’s worse, borrowers are expected to start tackling their loans as soon as they leave college.

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Saving

The Five Easiest Ways to Save Money

April 16, 2019 (Last Modified: May 21, 2019) / Zina Kumok
The Five Easiest Ways to Save MoneyAs someone deeply involved in the personal finance world, I’ve noticed a trend developing over the last decade or so. People are taking frugality way, way too far. It started with extreme couponing, then came DIY culture and the side...

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