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MintLife Blog > Articles by: Zina Kumok

Zina Kumok

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Zina Kumok is a freelance writer specializing in personal finance. A former reporter, she has covered murder trials, the Final Four and everything in between. She has been featured in Lifehacker, DailyWorth and Time. Read about how she paid off $28,000 worth of student loans in three years at Conscious Coins.

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Financial Literacy

The Magic of Compound Interest

January 10, 2019 (Last Modified: April 10, 2020) / Zina Kumok
The Magic of Compound InterestPersonal finance and investing gurus are fond of an old Chinese proverb: “The best time to plant a tree was 20 years ago. The second best time is now.” Chances are you’ve heard it before. It’s a profound quote, and...

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Investing Advice

5 Investing Mistakes and How to Avoid Them

January 3, 2019 / Zina Kumok
5 Investing Mistakes and How to Avoid ThemWhen you make a mistake in daily life, you usually have the opportunity to immediately make things right. If you spill soda on the floor, you can mop it up. If you burn the chicken you’re roasting for dinner, you...

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Financial Literacy

How to Organize Your Financial Accounts

December 27, 2018 (Last Modified: November 19, 2020) / Zina Kumok
How to Organize Your Financial AccountsFor most of us, getting organized is a pipe dream. The random creams, pastes, and oils in your bathroom cabinet will probably never be color coordinated or arranged alphabetically. Your sock drawer will probably be a nest of tangled and...

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Financial IQ

Can Gratitude Fix Your Relationship With Money?

December 20, 2018 / Zina Kumok
Can Gratitude Fix Your Relationship With Money?When you’re trying to get your financial house in order, it’s easy to get lost in the specifics. You might stress about how to adjust your budget, where to find some extra cash for the holidays or what funds to...

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Saving

Top Tips to Save on Big Purchases

December 13, 2018 / Zina Kumok
Top Tips to Save on Big PurchasesLiving an ultra-frugal lifestyle can get exhausting. It feels good to save money, but some people take it to extremes that border on compulsive. When you find yourself scouring the internet to find a coupon for 10% off a tube...

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Financial Literacy

How Money Affects Your Mental Health and How to Help It

December 6, 2018 / Zina Kumok
How Money Affects Your Mental Health and How to Help ItFor some people, stability is the norm. They’re successful, happy and blissfully unaware of just how lucky they are to be in such a comfortable position. For the rest of us, chaos is the status quo. Financial and mental instability...

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Budgeting

How to Plan Your Budget for the Holidays

December 2, 2018 (Last Modified: December 2, 2020) / Zina Kumok
How to Plan Your Budget for the HolidaysAt this point, it’s a cliche to point out how stressful the holidays can be. If you’ve ever had to pinch pennies or take on debt just to make it through to January, you know what I’m talking about. It...

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Saving

Should You Invest Your Emergency Fund?

November 28, 2018 (Last Modified: November 19, 2020) / Zina Kumok
Should You Invest Your Emergency Fund?Finding financial success takes a mix of caution and courage. You can’t grow your wealth by stashing it away somewhere safe, but you won’t have any wealth to grow if you’re constantly throwing caution to the wind. It’s a fine...

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Food Budgets

How to Host a Money Stress Free Thanksgiving

November 20, 2018 / Zina Kumok
How to Host a Money Stress Free ThanksgivingFrom the Mint team: Mint may be compensated by some of the links that appear in this article. Our partners do not endorse, review or approve the content. Any links to Mint Partners were added after the creation of the...

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Saving

How to Think About Saving Beyond Your Emergency Fund

November 8, 2018 / Zina Kumok
How to Think About Saving Beyond Your Emergency FundWhen you’ve lived paycheck to paycheck, scrounging up enough money for an emergency fund can feel like a revelation. All of a sudden you’re not living with a dark cloud over your head and setbacks start to seem more manageable....

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