Credit Info Archives - MintLife Blog

Best Credit Cards for 2021

February 4, 2021 (Last Modified: March 24, 2021) / Dan Miller

We’ve done the research and the results are in. Check out some of credit cards and credit card rewards 2021 has to offer.

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Understanding Debt Settlement Letters

November 10, 2020 (Last Modified: November 19, 2020) / Mint

If you’re unable to pay back a large amount of debt, you might be interested in learning more about debt settlement. Debt settlement works to negotiate with your creditors to forgive all or part of your debt. Throughout this process,...

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Credit Card Payoff Calculator: When Could You Reach Financial Freedom?

November 9, 2020 (Last Modified: November 17, 2020) / Mint

Have credit card debt? You’re not the only one. It’s reported that 43 percent of households carry credit card debt month after month. While credit cards can be a great tool to build your credit score, they can easily impact...

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How Long Does It Take To Get a Credit Card?

November 2, 2020 / Mint

Generally speaking, it takes seven to 10 business days to get a credit card once you’re approved. The specific amount of time can vary as many factors throughout the process affect how fast you receive your card. Getting approved can...

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National Get Smart About Credit Day

October 15, 2020 (Last Modified: November 19, 2020) / Marsha Barnes

Depending on the time period in which you were raised, many young children and adolescents had differing opinions (and ideals) about what credit was and how it should or shouldn’t be utilized. While some were privileged enough to understand the...

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Does Refinancing Hurt Your Credit?

August 27, 2020 (Last Modified: December 18, 2020) / Mint

Before you make any big financial decision, it’s crucial to learn how it may affect your credit score. If you’re looking to refinance, it’s natural to wonder if it might hurt your credit. Typically, your credit health will not be...

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Spouse Has Bad Credit? How It Affects You.

August 26, 2020 (Last Modified: December 8, 2020) / Mint

Spouse Has Bad Credit? How It Affects You It wasn’t until a few months after my husband and I got married that I decided to check both our credit scores. While my husband’s credit score wasn’t horrible, it certainly didn’t...

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What’s a Good Credit Score?

August 26, 2020 (Last Modified: March 12, 2021) / Mint

Your credit score is incredibly important. In fact, this number is so influential on various financial aspects of life that it can determine your eligibility to be approved for credit cards, car loans, home mortgages, apartment rentals, and even certain...

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What Do New FICO Changes Mean for Me?

August 25, 2020 (Last Modified: December 8, 2020) / Mint

Have you ever applied for a credit card, car loan or mortgage? If so, then one of the first things the lender looked at was your FICO score. It has a major impact not only on getting approved in the...

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3 Reasons to Use Cash and 3 Reasons to Choose Credit

August 25, 2020 (Last Modified: December 8, 2020) / Mint

3 Reasons To Use Cash (and 3 Reasons To Choose Credit) Credit and debit cards have become so ubiquitous, you’d be forgiven for thinking physical cash is just a couple years away from being declared obsolete and worthless by the...

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