Charging something to your credit card doesn’t make it a charge card. Many people use the terms charge card and credit card interchangeably, but there are many differences between the two. So what is a charge card? A charge card...
One of the rights afforded to us under the Fair Credit Reporting Act is the ability to challenge information on our credit reports with which we do not agree. I addressed several methods of disputing credit entries in this Mint...
It only takes a few seconds for the average credit card transaction to process. If you’re paying by cash, the time it takes for money to exchange hands is even faster. But getting money back? Ah, that’s another matter. When...
When it comes to your credit card, your statement balance shows you what’s currently due from your previous billing cycle while your current balance shows any charges made after that billing cycle. When looking at your statement balance, the main...
The world of miles, points and credit cards can be a bit overwhelming. Here are a few of my favorite credit cards for different categories of spending.
We’re no strangers to credit cards in the U.S. The average credit card limit across the country was $22,589 in 2019. What many don’t realize is that as long as you don’t overspend, having a high credit card limit can...
Your credit score indicates your creditworthiness. It’s a number that tells creditors your level of risk. Many businesses, including insurance companies, phone companies, credit cards, and loan and mortgage providers, review your credit score when determining if they should issue...
Though turning 18 may mark the beginning of adulthood, certain adult goals still seem far off: buying a house, getting a car, or taking out a loan. Yet even if you aren’t planning on owning a house of your own...
From the Mint team: Mint may be compensated if you click on the links to our issuer partners’ offers that appear in this article. Our partners do not endorse, review or approve the content. Any links to Mint Partners were...
Charging something to your credit card doesn’t make it a charge card. Many people use the terms charge card and credit card interchangeably, but there are many differences between the two. So what is a charge card? A charge card... 
