An APR is the annual percentage rate you will pay on a loan. You will see the term APR come up when you’re shopping around for a new credit card or mortgage loan. This rate can affect your wallet in...
Building credit can help you achieve your financial goals—whether that’s buying a vehicle or becoming a homeowner. A simple, effective way to build your credit is through responsible credit card use. By making purchases on credit and paying your balance...
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What To Expect When You Turn 18 Ah, 18. It’s a magical time where numerous doors open: the ability to vote, marry, buy real estate or stocks, and sue! That’s not all that happens, though. You also get a wave...
Establishing credit is one of the first steps on your financial journey. Having credit allows you to secure a loan, get a credit card, rent property and more. This is why knowing how to establish credit is key to meeting...
Your credit score is more than just a number. It represents how reliable a borrower you are and how well (or poorly) you manage your debt. Just like your SAT scores back in high school (which I prefer to never...
Launched in 2006 by the three major credit bureaus Experian, Equifax and TransUnion, the VantageScore is a credit scoring model that was created as an alternative to the FICO score. Both credit scoring systems feature a three-digit number that financial...
There’s a specific conversation I frequently have with people around my age. As they get closer to middle adulthood and look back on everything they’ve learned about money, they start to wonder – why didn’t they teach us this stuff...
Depending on what you look for in a card, one of these may be a perfect fit your do-it-yourself projects. Follow along to learn more about these top five credit cards for DIYers.
A 2014 survey by the Pew Charitable Trust found that 5 percent of American adults use prepaid cards—that’s roughly 12 million people! For the record, these aren’t gift cards that we’re talking about. In the Pew survey, “prepaid card” refers...
