We’re all looking for ways to cut down on expenses — especially fixed expenses that lock us into a contracted bill month after month. One common way to spare your budget is to decrease your living expenses, including your house...
For millions of American homeowners, their mortgage payment is one of their greatest financial commitments. With mortgage rates hitting record lows this year, it’s no wonder that people are interested in the possibility of refinancing their homes. Instead of only...
A second mortgage is a loan, in addition to your primary mortgage, that uses your home as collateral. Any homeowner who has 20 percent equity in their property and a decent credit score can get approved for a second mortgage...
For many people who live in the U.S., homeownership has long been touted as being a significant portion of The American Dream. As a result this is a goal that many Americans strive for and eventually the decision is made...
Before you make the commitment of buying a home, you should examine your reasons for doing so. Most people buy homes to live in, but others buy them to rent out. Some people buy houses because they plan to start...
9 Ways to Pinch Pennies Around the House I’m certainly not an extreme frugalist. I’ll never reuse plastic bags or ration toilet paper into a certain number of squares per use, but if I can save a few pennies here...
Owning real estate is expensive. Even for those with a solid savings account and a comfortable salary, it’s unlikely that you’ll be able to simply buy a home outright. That’s why most people, when they decide to invest in property...
You’re finally ready to take a huge leap of faith into the next big chapter of your life: homeownership. With all of the excitement and anxiety that comes with the territory, there are also a number of important steps to...
We all know about supply and demand in relation to the economy, but have you heard of a housing bubble? Perhaps you’ve heard the term as it relates to the 2008 market crash, or perhaps you’ve heard whispers that we’re...
Looking to buy your first home? If so, you’re probably familiar with mortgage insurance and traditional home insurance. Just like car insurance or life insurance, traditional home insurance protects you from the what if’s: unexpected home expenses due to fire,...
We’re all looking for ways to cut down on expenses — especially fixed expenses that lock us into a contracted bill month after month. One common way to spare your budget is to decrease your living expenses, including your house... 
