With unemployment rates at their highest in 15 years, there’s never been a better time to consider becoming a freelancer. Companies may not be hiring the way they once were but there’s still a huge demand for skilled workers. Programmers, web designers, writers and anyone else who can bill their services by the hour are bound to find a receptive audience. But if you’ve never freelanced before you may not be aware of what it takes to run a business. And while you may welcome the thought of setting your own hours, working in your pajamas, and playing your music as loud as you want, make no mistake about it. Freelancing is a business with very specific rules about how you should manage your finances. In this two part article, we’ll tell you what you need to know.