Financial Planning Archives - Page 8 of 32

What is Debt Consolidation?

February 14, 2020 (Last Modified: April 24, 2020) / Mint

Debt consolidation is the process of combining and merging all of the debt that you owe into a single, monthly, recurring payment with a fixed interest rate. It typically involves your unsecured debts like your medical bills or credit card...

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Financial Planning, How To

How to Set Up Direct Deposit in 5 Steps | Benefits & How It Works

February 6, 2020 (Last Modified: April 20, 2021) / Mint

If you want to avoid cumbersome paper paychecks and ensure you get paid quickly, enrolling in direct deposit is a no-brainer. Direct deposit is an electronic payment from one bank account to another and is usually safer and faster than...

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Financial Planning

Where Can I Cash in My Coins? (Guide to Turning Coins into Cash)

February 5, 2020 (Last Modified: March 31, 2021) / Mint

Unless you manage to pay for absolutely everything with credit and debit, chances are you’re going to gather loose change throughout your day. A penny here, a quarter there, and before you know it, you’ve got more coinage than Scrooge...

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Financial Planning

How to Save for Retirement with the Right Retirement Planning Budget

February 5, 2020 (Last Modified: December 28, 2020) / Mint

Golden years require some gold. Are you saving for retirement? You should be, even if your golden years are more than half your lifetime away. The sooner you begin, the less you’ll need to save each month. Too many people...

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Financial Goals, Financial Planning

The February Financial Goals Checklist

February 4, 2020 (Last Modified: February 5, 2020) / Brittney Castro

Don’t let the momentum wear off and call it quits for the year. Instead, use this checklist to ensure you’re staying on track to reach your financial goals.

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Financial Planning, How To

How to Pick an IRA (And Why You Should)

January 27, 2020 (Last Modified: August 21, 2020) / Dan Miller

The power of compound interest says the earlier you start saving, the better it will be for your retirement. Lets start by picking the right IRA for you.

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Financial Planning

How to Wire Money

January 2, 2020 / Mint

A wire transfer is defined as “a transfer of funds (as from one bank to another) by electronic means.” Though wires don’t connect anything, it’s as simple as taking money from one account at one bank and transferring it to...

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Financial Planning

What is a Sinking Fund?

January 2, 2020 / Mint

A sinking fund is a sum of money set aside each month that is saved purposefully for a big purchase. Unlike a savings account or emergency fund, a sinking fund offers encouragement to spend it all once you’ve reached your...

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Financial Planning

A CFP’s Money Checklist for January

January 1, 2020 / Brittney Castro

Every year, millions of Americans make New Year’s resolutions but only about 8 percent are successful in achieving them. And saving money is one of the top five New Year’s resolutions and also in the top five for most commonly failed.

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Early Career, Financial Planning

Freelancers: When to Give Yourself a Raise

December 26, 2019 (Last Modified: December 27, 2019) / Jackie Lam

Let’s have some real talk about freelancing and money matters, shall we? When it comes to running your own freelancing business, solopreneurs face some particular challenges. A major one? Knowing when it’s okay to spend more on personal, day-to-day living...

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