After you die, your debts will be paid by your estate. Generally, your family is not responsible for paying off your debts, unless they co-signed on any loans or jointly own any of your accounts. Note: Laws related to debts...
Loan forgiveness is a trade-off. It’s about incentivizing graduates to work in low paying or otherwise undesirable positions in exchange for erasing or significantly reducing their student loan balance. Without these programs, important community institutions would be severely understaffed. If...
No one intends to drop out of college. If you show up to campus for your freshman year, chances are you plan to graduate in four years and use your degree to land a job. Maybe you even have the...
The statute of limitations on debt is a law that determines the amount of time a creditor or debt collector has before legal action can no longer be used as a method of acquiring your debt. When you don’t pay...
No matter what halts around us, there’s always a laundry list of constants – work obligations, bills, family needs, and all of the adult responsibilities that consume our time every single day. The pressure can stack up quite heavily, showing...
A debt avalanche is the process of paying off your loans starting with the highest interest rate and making your way down to paying off your debts with the lowest interest rates. Typically, with a debt avalanche, the balance isn’t...
Many people are unaware that you can discharge your student loans by filing for bankruptcy. However, this is one of the most difficult debts to get relieved of. If you are going to try this, then you must prove that...
You might’ve heard the term “payday loan” or at least recognize the marketing messages associated with them: “Get Cash Fast!” and “Need Cash Today?” on daytime TV or in print ads. But how much do you know about how payday...
Spring break is a common time for students, young adults and families alike to take trips that they might not take during the year. Since most schools are off for at least a week, many people use this time to...
Is it just me or is everyone under the sun planning a vacation? Let’s be honest though, whether those plans involve a ski trip or a beach- they can get pricey. Between airfare, hotel accommodations, spending money, and other added...
After you die, your debts will be paid by your estate. Generally, your family is not responsible for paying off your debts, unless they co-signed on any loans or jointly own any of your accounts. Note: Laws related to debts... 
