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If you love home improvement, tinkering, building, or creating, you probably spend at least a few dollars on your hobbies, passions, and projects. When you head to the store or shop online, having a good credit card can help you earn rewards, protect your purchase, and save on interest costs. Depending on what you look for in a card, one of these may be a perfect fit your do-it-yourself projects. Follow along to learn more about these top five credit cards for DIYers.
Chase Freedom Unlimited
Chase Freedom Unlimited combines rewards and benefits that make it excellent for a DIY household. Earn 3% cash back on all purchases in your first year up to $20,000 spent. After that earn unlimited 1.5% cash back on all purchases. If you also have the Chase Sapphire Preferred card above (or any other Ultimate Rewards earning card), you can transfer cash back to points at a 1 cent = 1 point rate for travel rewards.
The card currently offers a 15-month introductory period with 0% APR on purchases and balance transfers. That means you can finance your big DIY project for over a year without paying any interest charges.
The card also comes with purchase protection and extended warranty protection. With no annual fee, there’s little not to like about this excellent rewards card.
Bank of America Cash Rewards
Bank of America Cash Rewards lets you choose your favorite category for 3% cash back rewards. Choose from gas, online shopping, dining, travel, drug stores, or home improvement/furnishings. If you love DIY, you’ll probably want to go with the online shopping or home improvement category to get the best results.
The card gives you 2% cash back at grocery stores and wholesale clubs and 1% everywhere else. The 2% and 3% bonus categories are limited to the first $2,500 in combined quarterly purchases across those categories.
The card comes with 12-months at 0% APR for new cardholders and a $150 cash bonus after spending $500 on purchases in the first 90 days after opening a new account. It offers purchase protection and extended warranty benefits and comes with no annual fee.