Housing Finances

Credit Card Reviews: Best Home Improvement Rewards Credit Cards

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Written by Chelsea Dehner
Published May 1, 2019 - [Updated Jun 1, 2022]
2 min read
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(*) Product details are accurate at the time of publishing and subject to change. Some of the offers on this page may no longer be available through our site

If you love home improvement, tinkering, building, or creating, you probably spend at least a few dollars on your hobbies, passions, and projects. When you head to the store or shop online, having a good credit card can help you earn rewards, protect your purchase, and save on interest costs. Depending on what you look for in a card, one of these may be a perfect fit your do-it-yourself projects. Follow along to learn more about these top five credit cards for DIYers.

Chase Freedom Unlimited (*)

Chase Freedom Unlimited combines rewards and benefits that make it excellent for a DIY household. Earn unlimited 1.5% cash back on all purchases. If you also have any other Ultimate Rewards earning card, you can transfer cash back to points at a 1 cent = 1 point rate for travel rewards.

The card currently offers a 15-month introductory period with 0% APR on purchases. That means you can finance your big DIY project for over a year without paying any interest charges.

The card also comes with purchase protection and extended warranty protection. With no annual fee, there’s little not to like about this excellent rewards card.

Bank of America® Customized Cash Rewards credit card (*)

One card to keep in mind is the Bank of America® Customized Cash Rewards credit card. The Bank of America® Customized Cash Rewards credit card doesn’t bonus home improvement stores directly. Instead, you can get 3% cash back on a category of your choice, and home improvement stores are one of the available options.

You are limited to getting 3% back on the first $2,500 in purchases each quarter, and you’re giving up the ability to earn 3% back on any other categories, but this still can be an attractive offer, especially if you can combine your purchases over multiple categories. The Bank of America® Customized Cash Rewards credit card has no annual fee. Product details are accurate at the time of publishing and subject to change. Some of the offers on this page may no longer be available through our site.

(*) Product details are accurate at the time of publishing and subject to change. Some of the offers on this page may no longer be available through our site

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