Budgeting 101

You know you need to budget. But where do you start? This series covers the most important aspects of budgeting like how to create one, what to include, and how to manage it. Get started with the Budgeting Basics to take the next step in your financial journey!

Budgeting Basics

Investment Calculator

Creating a Budget

Retirement Savings Calculator

Frequently Asked Questions

Intro Guide to Cryptocurrency


Starting a budget could be as easy as writing down all your expenses and income sources to see where you stand. However, there are also various resources you can use. Learn how to create a budget in Mint in Chapter 5 or how to use a budget template in Chapter 6.

To walk through the whole budget-making process, we recommend reading this series from start to finish

Generally, there are three main components of a budget:

  • Income 
  • Expenses
  • Savings 

However, you can break each of these categories into much more granular detail. For example, your expenses will usually consist of your living expenses but you may also want to include investments.

Each individual’s budget will be customized to their financial situation.

A budget spreadsheet usually includes columns for your income and expenses. You can also have a column for savings. You may also want to add a function that calculates the totals for you, so you can easily see how much money you have going out and coming in.

Putting together a budgeting spreadsheet may seem like a lot of work, but we make it easy with our free budget templates which you can find in Chapter 6. We have household budget templates, spreadsheet layouts specifically for college students, and more.

Yes, you can automate your monthly budget with Mint. You can set up your budget within the mobile app or on the site so that it tracks your income and spending over time.