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Personal Finance

Budgeting

Get expert personal finance advice about how to build a budget, track bill payments, pay down debt, save for retirement, set goals, and much more.

Manage your money with our daily budget planner

To get you started, we automatically suggest budget goals for you based on your spending. Then you can create and adjust budget goals as you go.

Frequently Asked Questions

What is the 50/30/20 budgeting rule?

This common budgeting method recommends spending 50% of your after-tax income on needs, 30% on wants, and 20% on building your savings.

How often should I update my budget?

You should revisit your budget every couple of months. However, if your financial situation changes drastically, through job loss or gain, housing costs, or other factors, you should also reconsider your spending goals.

Are there many different budgeting methods?

Yes, budgeting isn't a one-size-fits-all solution. There are many budgeting methods, such as the 50/30/20 rule, Envelope method, zero-based budgeting, imposed budgeting, and more. Learn about these methods and find your perfect fit with Mint.

How do I keep track of my spending?

Use an online budget tool like Mint to keep tabs on your goals. With real-time insights and tips, you can make the most of your money, whatever your budgeting method.

Save more, spend smarter, and make your money go further