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10 Things Every Woman Should Know About Finance

Financial Planning

I have to come to learn that what women need most in life, is a great group of other women who they can share the ups and downs of the journey of life with.

There is something very powerful about women coming together to remind one another of our unique strengths and challenges in all areas of our life, especially money.

Here are 10 things that I believe every female should know about money…

1. A man is not a financial plan.

There will be times in your financial life when all you desire is for someone to save you. That someone is you.

During these times, reach deep down inside of yourself and know that the knight in shining armor is you and not anyone else.

Reach out to your loved ones and ask for support as you embrace this time in your life.

Be vulnerable, receive support and don’t feel ashamed about it. By doing so you allow other women to do the same.

2. Stop avoiding your money.

You are a woman and have the power to manage so many things in life with grace and ease.

Don’t let the financial industry or financial professionals scare you.

Find people who you vibe with and hire a financial planner who can help guide you to the next stage of your financial evolution.

You are the only one who holds the power to take control of your finances so step into the driver seat and start embracing this responsibility.

3. Don’t let others tell you what you should use your money for.

When you love your money, and really allow yourself to use it to create your ideal life, you will have a life beyond your wildest imagination.

You don’t have to buy a home if you don’t want one.

4. Learn how to budget and manage your money.

Budgeting your money may not seem fun, so find ways to make it fun.

Play games with yourself, hide money, set up systems and continue to adjust and amend as you progress on your journey of life and all of it’s different stages.

5. Continue to ask for more money every year.

If you work hard, don’t be afraid to ask for a raise, bonus, or increase your fees year after year.

We as women forget to ask for our worth in the workplace. It may be scary but you can do it.

You’re worth it and deserve lots of money for your work. Raise your voice and ask for more money constantly.

6. Invest in yourself and your self-care regime.

Take time to develop a budget that allows you to spend money on improving yourself through classes, coaches, retreats and workshops and also self-care things like massages, pedicures, facials, and spa days.

When you feel good as a woman, you do good in this world.

Stop feeling guilty for spending money on improving yourself and make sure you understand how important it is to invest in yourself and your well-being.

If you find you don’t have the money in your budget for these things at the moment, find creative ways to earn more money so that you can.

7. There will be times in your financial life when you feel defeated.

You may make mistakes and start to believe that finances are just too overwhelming to manage.

During these times in your financial life, pick yourself up by the bootstraps and continue walking forward, step by step.

See your money as your friend and not your enemy and know that better days are ahead.

8. Do not apologize for having debt. Instead Forgive yourself.

You are not a bad person for having debt and you’re not alone.

Get clear about how much debt you have and research ways to pay it off in the most efficient and effective way.

Do your best to pay it off and then every night, go to bed embracing this concept that you are doing your best.

9. You are not alone.

Share your money challenges and successes with a few close girlfriends who can be there for you to lean on and celebrate with you.

Find women who help raise you up and live in an abundance mindset with money. This will be critical to your financial success overtime.

10. If all else fails, repeat these words, I am a Financially Wise Woman.

You are a financially wise woman and you are smarter, wiser, stronger, and more powerful than you think.

Don’t let your financial past dictate your financial future.

Stay present and grounded and know deep down that you have the power to have anything you desire in your financial life.

If one woman can do it, so can you. 

Which one do you relate with most? Leave a comment below as we would love to hear from you.

Brittney Castro, CERTIFIED FINANCIAL PLANNER™, entrepreneur and personal finance expert for women, is the Founder & CEO of Financially Wise Women, a Los Angeles based financial planning firm for women.  She specializes in working with busy professional and entrepreneurial women who are passionate about life and want to gain clarity around their money.  Brittney’s mission is to help women plan and create the life of their dreams, free from anxiety about money.   She is known for her innovative, non-judgmental, compassionate approach to financial planning.  She has been featured in the Wall Street Journal, New York Times, CNBC, Financial Planning Magazine, Investment News, and Registered Rep Magazine.  Away from the office, you can find Brittney working out, drinking green juice, reading, playing at the park with her dog Arya and of course dancing.  Sign up to receive your Financially Wise Toolkit jam packed with great tools and resources to help you on your financial journey at  Follow her on twitter at



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