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MintLife Blog > Financial Planning > The 10 Most Popular Personal Finance Books of All Time (According to Amazon)

The 10 Most Popular Personal Finance Books of All Time (According to Amazon)

Financial Planning

Personal finance is one of the most important skills you can possibly learn, though it’s sadly not a natural-born trait for most.

Without somebody to guide us and teach us the value of holding on to our money and using it to make even more money, we’re likely to spend, spend, spend on any piece of useless junk that comes our way.

Luckily, there are plenty of guides out there, in the form of personal finance books.

Sadly, with the rise of e-publishing, any yahoo can write a book about how to manage your money.

However, with those guys, Tip #1 should be “buying this book is a waste of your money, so don’t do it.”

Instead, stick with what has been proven to work in the past, with these best-selling books by true financial experts.

This is not us saying these books are the ten best, it’s EVERYONE saying these books are the ten best.

10. Secrets of the Millionaire Mind: Mastering the Inner Game of Wealth, by T. Harv Eker

Millionaires, or anyone good with money, think differently than people who don’t have any or who can’t hold on to what they have.

Eker’s book strives to get to the bottom of this, explaining that everyone has a “money blueprint” embedded in their brains that, more than stock knowledge and investment skills, determines how you are with money.

Your childhood experiences make up this blueprint, but Eker feels you can identify and change it at any time, making financial success far easier.

Buy the book here.

9. How to Retire Happy, Wild, and Free, by Ernie J. Zelinski

Most people don’t want to work forever, and dream of a productive, financially secure retirement.

Zelinski’s book is about just that, offering up great tips on how to retire early, how to do so without a million dollars in the bank, and how to keep yourself busy and happy each day.

Buy the book here.

8. Think and Grow Rich, by Napoleon Hill

Because making and saving money is such a huge part of life, its principles can also apply to non-monetary facets as well.

Hill’s book makes that perfectly clear, as his tips and tricks can certainly help you get rich (hence the title,) but also help motivate you to succeed wherever you are. Ken Norton, a boxer who broke Muhammad Ali’s jaw in 1973, en route to handing The Greatest a rare defeat, credits Hill’s books for motivating him to be the best he can possibly be.

Buy the book here.

7. The Magic of Thinking Big, by David Schwartz

Schwartz’s book is a great motivator for both money and life purposes.

His idea is that people succeed only if they’re optimistic, believe in themselves, find something positive in even the worst failure, and generally assume that, in the end, they’re going to win.

And he’s right — very few people successfully save if they constantly think they’re going to lose everything at any time.

Convince yourself you’re a winner, and your bank account will follow suit.

Buy the book here.

6. Smart Money, Smart Kids: Raising the Next Generation to Win with Money, by Dave Ramsey and Rachel Cruze

It’s great and all that YOU’RE succeeding with money, but what about your children?

Ramsey and Cruze’s book reminds us that nobody’s born knowing how to save money and invest properly — it’s up to others to instill those principles in the younger generation.

Luckily, kids are informational sponges, so if you instill these good values early on, they’re more likely to stick than if their broke selves were forced to learn them later on.

Buy the book here.

5. The Truth About Retirement Plans and IRAs, by Ric Edelman

Retirement is awesome, but getting there can be quite confusing, what with IRAs, 401(k)’s, nest eggs, and a ton of other things you pay other people to figure out.

Edelman’s book works to make financing one’s retirement as uncomplicated as possible, in the hopes of raising the percentage of people with retirement funds from 50 to 100%.

Buy the book here.

4. Get Rich Carefully, by Jim Cramer

Cramer hosts CNBC’s Mad Money, and has a reputation for being loud, boisterous, and a bit clownish.

But don’t let that deter you from his book’s wisdom, which seeks to offer the simplest, least risky, yet successful methods toward accumulating wealth this side of “develop X-ray vision and stare at every lottery ticket until you find the million-dollar winner.”

Buy the book here.

3. The Compound Effect, by Darren Hardy

Hardy’s book has a very simple thesis: every little decision you make in life, even ones that don’t seem like anything at the time, has a “compound effect” on every other part of your life.

Even the smallest screw up, if left unchecked, could send your life (and finances) into a tailspin at any time.

Hardy aims to help you turn every decision you make, whether it be a large-scale investment or choosing to eat out at a pricey restaurant versus cooking a large pot of stew that will feed your family for a week.

Buy the book here.

2. Rich Dad, Poor Dad, by Robert Kiyosaki

Kiyosaki tells the story of two fathers: his own (who was highly educated but never made a lot of money), and his friend’s (who left school in eighth grade but is now a millionaire).

The idea here is that financial success is determined not simply by what you know, but how you apply what you know.

As Kiyosaki points out, a high-schooler with $50 who successfully invests and turns that money into $5000 is smarter than someone with a PhD who has $50 and spends it all on pizza and candy.

Buy the book here.

1. The Total Money Makeover, by Dave Ramsey

Dave Ramsey returns to round out this list with what, according to Amazon, is the best-selling financial book of all-time.

His advice rides on one very simple, and yet complicated, rule: don’t incur debt.

No loans, no credit cards, a mortgage only if you absolutely positively have to — pay with cash every time, and avoid the bottomless pit of interest-incurring debt.

You’ll be surprised how quickly your bank account grows when you’re not paying random fees to everybody else.

Buy the book here.

Do you have a favorite personal finance book that doesn’t top the bestseller list? Drop us a comment below and let us know!

Mary Hiers is a personal finance writer who helps people earn more and spend less.


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