Student Finances Credit Card Reviews: Best Credit Cards for Students Read the Article Open Share Drawer Share this:Click to share on Twitter (Opens in new window)Click to share on Facebook (Opens in new window)Click to share on Tumblr (Opens in new window)Click to share on Pinterest (Opens in new window)Click to share on LinkedIn (Opens in new window) Written by Eric Rosenberg Modified Mar 30, 2020 3 min read Advertising Disclosure The views expressed on this blog are those of the bloggers, and not necessarily those of Intuit. Third-party blogger may have received compensation for their time and services. Click here to read full disclosure on third-party bloggers. This blog does not provide legal, financial, accounting or tax advice. The content on this blog is "as is" and carries no warranties. Intuit does not warrant or guarantee the accuracy, reliability, and completeness of the content on this blog. After 20 days, comments are closed on posts. Intuit may, but has no obligation to, monitor comments. Comments that include profanity or abusive language will not be posted. Click here to read full Terms of Service. From the Mint team: Mint may be compensated if you click on the links to our issuer partners’ offers that appear in this article, including Chase. Our partners do not endorse, review or approve the content. Any links to Mint Partners were added after the creation of the posting. Mint Partners had no influence on the creation, direction or focus of this article unless otherwise specifically stated. Save more, spend smarter, and make your money go further Sign up for Free College is a wonderful opportunity to try out and learn new things. From the classroom to the quad, life lessons lie around every corner. One class that you should not skip is “building credit 101.” Building an excellent credit score can save you hundreds of thousands of dollars over your life. Establishing credit takes time, and college is a great time to start for many people. Building credit is a bit of a chicken and egg situation at the start. You need a credit account to show a strong on-time payment history and the ability to manage your accounts well. But you can’t get many credit accounts without good credit. That is where student credit cards come in. Student credit cards are designed for young people new to credit. That usually means a lower credit barrier to get started. Not all student cards are for people with no credit, but they are not limited to just those with great credit already. You may find interest rates are higher and credit limits are lower when you compare with cards for people that have good credit already. That’s good motivation to pay your card off in full each month by the due date, something you should always do to save money and build your credit. Here are some top rewards credit cards designed for students. If you are going to buy something anyway, you might as well get cash back or travel rewards! Journey Student Rewards from Capital One Capital One’s Journey Student Rewards card gives you a flat 1% cash back on every purchase. But if you pay on time, you’ll get a 0.25% boost to give you an effective 1.25% cash back rate. Because you want to form good habits, you’ll always pay on time. Right? The card has no annual fee and no foreign transaction fee, which is useful if you plan to study abroad. If you pay on time for the first five months, Capital One will automatically increase your credit line. As long as you keep your balance low, that should help your credit score in the long-term. The card is available for borrowers with at least fair credit scores. While it doesn’t have a bonus, it offers valuable cash back rewards that any student could surely put to good use. Deserve Edu Mastercard for Students The Deserve EDU Mastercard is designed just for students and gives you 1% on all purchases. It has no annual fee and is available to those with no credit history. It also includes benefits like automatic extended warranty and cellphone protection. One fun perk: the card will pay for one year of Amazon Prime for Students (currently worth $59). The card does require enrollment verification to prove you are a student. That also works for international students studying in the United States that don’t have a Social Security number or US credit history. Applicants from outside the United States will need to prove they have a US bank account, valid passport, and student visa. You can upload everything via a smartphone or scanner and computer Save more, spend smarter, and make your money go further Sign up for Free Previous Post What You Should Know About Student Loans Next Post Want Free Money For College? Here Is How To Land… Written by Eric Rosenberg Eric Rosenberg is a finance, travel, and technology writer in Ventura, California. He is a former bank manager and corporate finance and accounting professional who left his day job in 2016 to take his online side hustle full-time. He has in-depth experience writing about banking, credit cards, investing, and other financial topics. You can connect with him at Personal Profitability or EricRosenberg.com. More from Eric Rosenberg Visit the website of Eric Rosenberg. Follow Eric Rosenberg on Twitter. Browse Related Articles Student Finances How To Leverage Student Credit Cards As A Financial Opp… Housing Finances Credit Card Reviews: Best Home Improvement Rewards Cred… Travel How to Protect Yourself and Your Finances When Travelin… Credit Info Credit Card Reviews: Best Credit Cards for Families Credit Info 6 Credit Cards for People With No Credit Student Finances Do You Really Need a Credit Card in College? 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