buying a house Archives - MintLife Blog

What You Need to Know Before Buying Your First House

August 25, 2020 (Last Modified: December 8, 2020) / Mint

Before you make the commitment of buying a home, you should examine your reasons for doing so. Most people buy homes to live in, but others buy them to rent out. Some people buy houses because they plan to start...

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Budgeting

10 Ways to Fine Tune Your Personal Budget Before Buying a House

August 25, 2020 (Last Modified: December 8, 2020) / Mint

For most people, buying a house is the largest purchase they will make in their lives- so it goes without saying that this is not an impulse buy but one in which preparation and research is key. Before you even...

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Housing Finances

What You Need To Know About The Closing Cost Of A Home (Buying And Selling)

August 15, 2019 (Last Modified: October 13, 2020) / Zina Kumok

When most people imagine buying a house, they think about how many bedrooms they need or what kind of porch they want. When they think about homebuying costs, they decide how much to put down and what their maximum home...

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Housing Finances

How To Budget For An Eco-Friendly House

June 5, 2019 (Last Modified: May 27, 2020) / Jackie Lam

You buy organic at the local farmers market, hunt for the fair-trade label while perusing store aisles, and dabble in impact investing. So naturally, your eco-conscious preferences might also have you leaning toward a sustainable home. Maybe you’ve always longed...

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Debt, Housing Finances

What is a Good Debt-to-Income Ratio for a Mortgage

August 14, 2018 (Last Modified: January 13, 2021) / Turbo

To qualify for a mortgage, it’s recommended that your debt to income ratio is below 43%. Credit score and job stability aside, your debt-to-income ratio is one of the most important factors mortgage lenders use to evaluate your creditworthiness because...

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Housing Finances

How to Know If You’re Ready To Buy a House

July 19, 2018 (Last Modified: October 13, 2020) / Zina Kumok

There’s a reason why most people equate buying a home with settling down. Buying a home generally means your life is stable, your job isn’t in danger and you’re probably married or in a serious relationship. If you’ve reached this...

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Minimalist Lifestyle

Home Ownership vs Renting As A Minimalist Lifestyle Decision

July 12, 2018 (Last Modified: May 27, 2020) / Break the Twitch

When it comes to buying a home or renting, there are many things to consider. While there are tons of resources on the financial implications of both options, I’d like to share my thoughts on buying versus renting from an...

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