With the summer season being well underway and the coolness of fall soon approaching, we could all benefit from some quick and easy financial hacks to guarantee we’re in the best position possible. The heat of the summer and the...
Whether you subconsciously avoided checking your credit card balance or accidentally missed a payment, you’re not alone. Managing credit card finances is hard, and these are common mishaps most of us have made at some point. If you didn’t have...
Your credit score is more than just a number. It represents how reliable a borrower you are and how well (or poorly) you manage your debt. Just like your SAT scores back in high school (which I prefer to never...
Imagine buying a brand-new house that’s fully furnished and designed specifically for your taste. Pulling up to the driveway your anticipation is rising just thinking about where you are going to create new, lasting memories. There’s one problem – as...
A credit report is a comprehensive summary of your current borrowing status and past credit history. It’s a window into how you handle borrowed money as well as your overall financial wellness. Your credit report includes your revolving accounts —...
Is it just me or is window shopping for a new apartment really fun? There’s something refreshing about envisioning your life in a new space, new part of town, different commute. It can make you start thinking about your current...
I once reviewed a study that suggested that the contents of credit reports are “predictable” based on your credit scores. It’s complicated, but the argument was that all credit reports that score 500, 600, 700 (or any other score) look...
Checking your credit score can be a bit overwhelming and even anxiety-inducing. Where do you get your score? Should you pay for it? Should you get it for free through your bank or credit card issuer? Why is your score...
Checking your credit score can be a bit overwhelming and even anxiety-inducing. Where do you get your score? Should you pay for it? Should you get it for free through your bank or credit card issuer? Why is your score...
If you’ve never actively worked to improve your credit, a credit score might seem like black magic. You may understand that scores run from 300 to 850, but that’s where most people’s knowledge ends. When you don’t understand the forces...
