Did you know that you have the right to a free copy of your credit reports once every twelve months from annualcreditreport.com? Did you know that the credit bureaus have to maintain reasonable procedures to ensure the maximum possibly accuracy of...
If the prospect of having your credit pulled by potential employers concerns you, your days of worrying may be over soon. A new California law could set the stage for limiting the use of employment credit reports in other states, too. Read on to learn more.
When you’re applying for plastic, likely the last thing on your mind is what kind of impact your choice of card will have on your credit scores. The problem is that every month I get multiple emails from consumers asking that very question:...
An act is pending in Congress that would require credit reporting agencies to remove medical collections once they’ve been paid or settled as long as the amount was less than $2,500, but is it a good a idea?
It seems we can’t go more than a few weeks without our personal info being compromised by a data breach. Last week it was the New York Yankees. The week before it was the Sony PlayStation. And a few weeks before Sony it was Epsilon. If you believe the ads we’re all just one step away from living in our parent’s basement, working at fast food restaurants, having our credit reports trashed, and even being falsely arrested.
So you’ve made some credit mistakes. With over 35% of the population scoring below 650 on the FICO scoring scale, you’re certainly not alone. But now that you’ve made the mistake, how long are you going to have to live with it?
A class action lawsuit was just filed against Consumerinfo.com, essentially Experian, because of the actions of FreeCreditReport.com and FreeCreditScore.com. As with all class action lawsuits, there is a large number of potential class members. Could YOU be a member of the class? Read on to find out.