Have you ever applied for a credit card, car loan or mortgage? If so, then one of the first things the lender looked at was your FICO score. It has a major impact not only on getting approved in the...
In response to COVID-19, the government – and many banks and credit unions – have adjusted their policies. See how these changes may impact your credit.
Depending on your personality (or the personalities of your loved ones), spring cleaning is either something you look forward to or something you dread. For some, they look forward to a yearly excuse to tidy up, declutter and organize a...
When it comes to doing the best for your family, your credit score is unlikely to spring straight to your mind. Although it doesn’t sound the most important or exciting thing, it’s pretty important. Especially if you are looking to...
Whether you subconsciously avoided checking your credit card balance or accidentally missed a payment, you’re not alone. Managing credit card finances is hard, and these are common mishaps most of us have made at some point. If you didn’t have...
Haven’t you heard? Millennials are killing industries left and right. We do it via our willful abandonment of brand loyalty and our near-constant need to have everything – from breakfast to remote work options – all on-demand. I hesitate to...
Your credit score is more than just a number. It represents how reliable a borrower you are and how well (or poorly) you manage your debt. Just like your SAT scores back in high school (which I prefer to never...
If you’ve ever had a hard time getting approved for a credit card, or your goal is to be approved for a card that’s a bit out of your league, then you might want to consider a joint credit card....
Imagine buying a brand-new house that’s fully furnished and designed specifically for your taste. Pulling up to the driveway your anticipation is rising just thinking about where you are going to create new, lasting memories. There’s one problem – as...
What do you get when you combine: bloated credit card balances, a wacky budget, a sluggish savings account, and personal debt that’s packing on the pounds (well, dollars if you’re in the USA)? Give up? Answer: a financial life that...
