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Debt

6 Tips for Getting Started on Your Debt Consolidation

January 13, 2020 (Last Modified: January 13, 2021) / Mahima Dutt

When many hear of the phrase ‘debt consolidation’, it immediately causes eyebrow raises, followed by a slew of questions: Why would I need to do that? How does it benefit me in the end? Where do I even get started?...

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Real Money Talk

#RealMoneyTalk: Your PSL Is Not Going to Make or Break Your Bank

October 16, 2019 (Last Modified: January 13, 2021) / Lindsey Delgado

A man notices his co-worker drinking a latte. He asks, “How often do you drink lattes?” “Every day,” says the co-worker. “Wow! Every day for 30 years of your professional career!” says the man. “That’s so much money! A latte...

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Debt

6 Tips to Get Ahead of Your Student Loans Before the Grace Period Ends

July 9, 2019 (Last Modified: January 14, 2021) / Lindsey Delgado

Thinking about your student loans in the weeks after graduation might feel like the ultimate buzz kill. Plus, you figure you still have a 6-month grace period to enjoy post-grad life before that first student loan bill comes due. But...

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Real Money Talk

You’re Not Alone: The Top 4 #RealMoneyTalk Stories That Are Just Like You

April 1, 2019 (Last Modified: January 13, 2021) / Lindsey Delgado

Does this sound like you? “I brought this money mess on myself. I should have known more about finance and now I’m stuck.” #RealMoneyTalk, we’ve all been there. You’re not alone in how you feel about money, but most of...

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Real Money Talk

5 Days to a (Successful) Financial Detox

January 22, 2019 (Last Modified: January 13, 2021) / Lindsey Delgado

After the holidays, we’re all trying to cut back: on calories, spending, and other indulgences that make the holidays (arguably) the best time of the year. You know how juice cleanses shock your system into a total reboot? You can...

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Debt

These 3 Steps Lowered My Debt to Income Ratio in 1 Year!

September 30, 2018 (Last Modified: January 13, 2021) / katkotton

Meet your behind-the-scenes credit “influencer”. Did you know that there’s a BIG star of your credit show (often overlooked) that goes up for audition each and every time you apply for a loan or credit card? Yes! It’s your debt-to-income...

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Relationships

Tips For College Savings Month That Will Make You More Prepared For School

September 18, 2018 (Last Modified: January 13, 2021) / katkotton

It’s your last year of college and you are focused on making sure that you actually graduate and hopefully find a job that will help you pay your student loans and also be able to afford to eat something other...

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Real Money Talk

The Price You Pay When You Ignore Your Finances

August 27, 2018 (Last Modified: January 13, 2021) / Lindsey Delgado

Who here is guilty of ignoring their finances? *Raises hand* Paying attention to your finances is like going to the gym: you know you’re supposed to do it, but chances are you’re better at finding an excuse than actually following...

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Debt, Housing Finances

What is a Good Debt-to-Income Ratio for a Mortgage

August 14, 2018 (Last Modified: January 13, 2021) / Turbo

To qualify for a mortgage, it’s recommended that your debt to income ratio is below 43%. Credit score and job stability aside, your debt-to-income ratio is one of the most important factors mortgage lenders use to evaluate your creditworthiness because...

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Debt

How to Calculate Your Debt-to-Income Ratio (and What It Means)

August 8, 2018 (Last Modified: January 13, 2021) / Turbo

Of the three key numbers that determine your financial health—verified income, credit score, and debt-to-income ratio—debt-to-income ratio (DTI) is probably the least commonly discussed. What is debt-to-income ratio? It’s a key indicator of whether you’re living within your means, and...

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