When many hear of the phrase ‘debt consolidation’, it immediately causes eyebrow raises, followed by a slew of questions: Why would I need to do that? How does it benefit me in the end? Where do I even get started?...
A man notices his co-worker drinking a latte. He asks, “How often do you drink lattes?” “Every day,” says the co-worker. “Wow! Every day for 30 years of your professional career!” says the man. “That’s so much money! A latte...
Thinking about your student loans in the weeks after graduation might feel like the ultimate buzz kill. Plus, you figure you still have a 6-month grace period to enjoy post-grad life before that first student loan bill comes due. But...
Does this sound like you? “I brought this money mess on myself. I should have known more about finance and now I’m stuck.” #RealMoneyTalk, we’ve all been there. You’re not alone in how you feel about money, but most of...
After the holidays, we’re all trying to cut back: on calories, spending, and other indulgences that make the holidays (arguably) the best time of the year. You know how juice cleanses shock your system into a total reboot? You can...
Meet your behind-the-scenes credit “influencer”. Did you know that there’s a BIG star of your credit show (often overlooked) that goes up for audition each and every time you apply for a loan or credit card? Yes! It’s your debt-to-income...
It’s your last year of college and you are focused on making sure that you actually graduate and hopefully find a job that will help you pay your student loans and also be able to afford to eat something other...
Who here is guilty of ignoring their finances? *Raises hand* Paying attention to your finances is like going to the gym: you know you’re supposed to do it, but chances are you’re better at finding an excuse than actually following...
If you’ve been shopping around for a mortgage, then you’ve probably run into the term “debt-to-income ratio”. This can be a confusing term for someone with limited knowledge when it comes to finance. But, when you apply for a major...
Of the three key numbers that determine your financial health—verified income, credit score, and debt-to-income ratio—debt-to-income ratio (DTI) is probably the least commonly discussed. What is debt-to-income ratio? It’s a key indicator of whether you’re living within your means, and...
When many hear of the phrase ‘debt consolidation’, it immediately causes eyebrow raises, followed by a slew of questions: Why would I need to do that? How does it benefit me in the end? Where do I even get started?... 
![Debt-to-Income Ratio [Calculating Your DTI]](https://blog.mint.com/wp-content/uploads/2018/08/shutterstock_1719948913.jpg?w=263&h=143&crop=1)
