In this time of uncertainty, paying off your student loans may feel even more complicated than usual — student debt has reached $1.6 trillion by 44.7 million borrowers in 2020. If you’re facing financial hardships, any debt you owe is...
There are several types of IRAs that I’ll discuss below, including traditional IRAs, Roth IRAs, SIMPLE IRAs, SEP IRAs, and more, as well as how to open one, recommendations for which type works for you, and benefits of IRAs.Everything You...
Black Women’s Equal Pay Day is deliberately separate from the Spring Equal Pay Day. It is held at this time of year as it marks the amount of additional time it takes for a black woman to earn the same...
Traveling to job interviews. Dry-cleaning your best suit. Printing resumes on quality paper. Working with a job search coach. If you engaged in any job search activities in 2016, you may be able to deduct the related expenses from your...
This week’s financial audit is for Elizabeth, a 28-year-old case manager who works on behalf of families and caregivers in Oakland, CA. When I asked Elizabeth about her top goal she said it is to prioritize her finances. She feels...
A few weeks ago two service repairmen visited our home to fix our HVAC units. My husband tipped them each $20 on their way out because they’d been extra helpful. One man happily accepted, while the other kindly declined. Can...
You read that headline right. Sometimes parents ask their adult children for money, as they struggle with the financial stress of debt, a job loss or the rising cost of retirement living. A 2015 survey by TD Ameritrade found that...
A majority of parents has financially supported an adult child in the last 12 months, according to PewResearch. But how do you actually gauge this topic and ask money from mom and dad? My money strategy in my early 20’s...
Each month I’ll be helping a Mint user analyze their financials in an effort to offer some strategies and ideas for saving better, squashing debt and in, some cases, earning more. [If you’d like to be considered, just email me...
