Prequalification terms
for loans


Intuit's loan platform, the “Loan Platform” is intended to provide you with preliminary information in finding pre-qualified offers and potential options for a loan with one of our participating lender partners. Intuit is not a lender or a party to any transaction between users and any of our lender partners, and does not make credit decisions. The term “you” or “User” refers to a Visitor, Member or Customer. The term “we” refers to Intuit. The following disclaimers relate to the
prequalification process:
  1. By signing up and using the Loan Platform, you are authorizing Intuit to share your information with the participating lender partners to match you with potential offers. All credit decisions, including loan approval, if any, are determined by the lender partners, in their sole discretion. Your enrollment in the Loan Platform and the authorizations granted herein will remain valid for a one year period.
  2. You understand that this is a prequalification inquiry and not an application for credit. Intuit makes no representations, warranties or guarantees about your eligibility for credit or for a particular loan nor does not guarantee approval. You will need to submit an application directly with your chosen lender. If you choose to apply for a pre-qualified offer with the lender, you understand and acknowledge that prior to approving the loan, the lender may run a hard inquiry, which would impact your credit score.
  3. Your information will be used to evaluate your creditworthiness, to contact you and for other administrative purposes. You authorize our lender partners to obtain such information to consider you for financing options. Additionally, receiving a prequalified rate does not guarantee that your chosen lender will extend you an offer of credit. These prequalified offers are soft inquiries and will not impact your credit score. You hereby instruct Intuit to obtain, receive and disclose your data, on your behalf, pursuant to these terms and Intuit's Privacy Statement, for the purpose of enabling you to receive information concerning products and/or services that may be of interest to you, including information concerning credit products.
  4. You understand that not all lenders participate in providing prequalified offers on the Loan Platform and you may be presented with the option to apply with these lenders directly. If you choose to proceed with the application, you are subject to their terms and conditions and
    privacy policy.
  5. You consent to receive communications about pre-qualified offer requests electronically from participating lender partners or Intuit as described in the E-Consent Terms in Appendix I. These electronic communications include responses to pre-qualified offer requests, any applicable notices or disclosures required by State law as set forth in Appendix II and, when enabled, the notifications about recommended pre-qualified offers from pre-qualified offer requests submitted on
    your behalf.
Date Last Revised : 6/2/2021
Appendix I
E-Consent Terms


By agreeing to the Prequalification Loan Platform Terms and requesting that the participating lender partners provide you with pre-qualified offers of credit, you accept all of the following terms and conditions and agree to the receipt of electronic disclosures and the use of electronic signatures in conjunction with your prequalification request with Intuit Financing, Inc. d/b/a Intuit Mint. You also agree to receive prequalified offers from our partner lenders electronically within Mint.

Withdrawing Consent
This consent applies to this single prequalification request, and cannot be withdrawn. Future prequalification requests will require a new consent.

Hardware and Software Requirements
In order to use the prequalification service, you require a commercially available Internet browser or a compatible mobile device and access to an email account.

Paper Disclosures
Please contact lending partners directly to receive paper copies of any disclosures provided to you as a part of this prequalification experience.

Personal Information
It is your responsibility to promptly update Mint and any partner lenders with whom you complete an application, with your complete, accurate contact information, including email address, physical address and phone number,
as appropriate.
Appendix II
Disclosures Required by State Law:


California
In California, loans made or arranged pursuant to a California Finance Lenders Law license #6054856.

Loan Broker: Intuit Financing Inc.
2700 Coast Ave
Mountain View, CA 94043


Louisiana
The state of Louisiana does not approve or disapprove any loan brokerage contract. The information contained in this disclosure has not been verified by the state. If you have any questions see an attorney before you sign a contract agreement.

Intuit Financing Inc.
2700 Coast Ave
Mountain View, CA 94043


Intuit Financing Inc. is a Delaware Corporation, incorporated on 8/9/2013. Intuit Financing Inc. is a wholly-owned subsidiary of Intuit Inc. and operates as Intuit Mint and QuickBooks Capital f/k/a QuickBooks Financing.

Intuit Financing Inc. d/b/a Intuit Mint began operating as a loan broker
since 2019.

Intuit Financing Inc. d/b/a Intuit Mint provides targeted advertisements to consumers who meet eligibility criteria provided by our partner lenders. Interested consumers are directed to the lender’s website to complete the application, and in some cases may import data from their Mint accounts to prefill
the application.

As required by Louisiana law, this loan broker has secured a bond by Alpha Surety, a surety authorized to do business in this state. A certified copy of this bond is filed with the commissioner of financial institutions.

Maine
Intuit Financing Inc. d/b/a Intuit Mint provides targeted advertisements to consumers who meet eligibility criteria provided by our partner leaders. Interested consumers are directed to the lender's website to complete the application, and in some cases may import data from their Mint accounts to prefill
the application.

Intuit Financing Inc. does not charge a fee to consumers for these services.

As required by Maine law, Intuit Financing Inc. has secured a bond by, Alpha Surety a surety authorized to do business
in Maine.

New Mexico
Small Loan Company License #: 01899

IMPORTANT CONSUMER INFORMATION:
This brochure contains some common terms and definitions, which are intended to help you better understand your credit transaction. Credit costs money, so it is important that you fully understand the terms of your credit transaction. If you come across terms you do not understand, look up the terms, or ask our personnel to explain the terms to you. Ask questions. Make certain the questions that you ask are answered. Make certain you understand the terms and costs of your loan:

(1) Common Terms and Definitions.
(2) Equal Credit Opportunity Act (ECOA). A federal regulation which requires lenders to promote the availability of credit to all creditworthy applicants without regard to race, color, religion, national origin, sex, marital status, or age (provided the applicant has the capacity to contract); to whether all or part of the applicant's income derives from a public assistance program; or to whether the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The regulation prohibits creditor practices that discriminate on the basis of any of these factors.
(3) Contract. A written binding document, describing terms of an agreement between two or more persons. (Keep all paperwork. Later, if there are any questions, you will have your agreement in writing.)
(4) Annual Percentage Rate (APR). The cost of your credit as a yearly rate. APR is a combination of the interest rate plus the fees charged on your loan. APR is higher than the interest rate because it includes both fees and interest as finance charges. It is intended to provide a single value for a consumer to compare the cost of credit between one lender and another. Under New Mexico law, the APR for a loan in an amount of $5,000 or less made pursuant to the Small Loan Act of 1955 or the Bank Installment Loan Act of 1959 cannot exceed one hundred seventy-five percent, effective January 1, 2018.
(5) Finance Charge. The dollar amount the credit will cost you. Finance charges include interest, and may also include transaction fees and service fees.
(6) Principal. The amount of money owed on a debt, on which interest is calculated.
(7) Interest. The cost of borrowing money, generally a percentage of the amount owed.
(8) Balance. The total amount of money owed to a lender.
(9) Default. Failure to pay a debt as agreed to on a contract. When a loan is in default, the lender may demand full payment of the remaining debt.
(10) Collateral. Security pledged by a borrower to protect the interests of the lender; in case of default, the lender may take ownership of the security, if any, pledged by the borrower.
(11) Credit Bureau. A private company that keeps a record of your credit history for distribution upon request by authorized parties. When you apply for credit, a lender may request a credit report to review when considering your application.
(12) Credit History. A record containing information about you, including your payment history on previous debts.
(13) Credit Report. A report of the credit history and other information about you that is kept by credit bureaus, which may include: your name, address, social security number, payment history (good and bad), current and previous debts, employers, income, etc. Accurate information on a credit report may not be legally removed. Incorrect information may be removed by disputing the information to the credit bureau involved.

This lender is licensed and regulated by the New Mexico Regulation and Licensing Department, Financial Institutions Division, P.O. Box 25101, 2550 Cerrillos Road, Santa Fe, New Mexico 87504. To report any unresolved problems or complaints, contact the division by telephone at (505) 476-4885 or visit the website: https://www.rld.nm.gov/financial-institutions/.

TO REPORT A PROBLEM OR COMPLAINT WITH THIS LENDER, YOU MAY WRITE OR CALL:

Intuit Financing Inc. d/b/a Intuit Mint
Attn: Compliance
2700 Coast Avenue
Mountain View, CA 94043
compliance_complaints@intuit.com
1-858-215-7082


North Dakota
NOTICE: MONEY BROKERS ARE LICENSED AND REGULATED BY THE DEPARTMENT OF FINANCIAL INSTITUTIONS, 2000 SCHAFER STREET, SUITE G, BISMARCK, NORTH DAKOTA 58501-1204. THE DEPARTMENT OF FINANCIAL INSTITUTIONS HAS NOT PASSED ON THE MERITS OF THE CONTRACT AND LICENSING DOES NOT CONSTITUTE AN APPROVAL OF THE TERMS OR OF THE BROKER'S ABILITY TO ARRANGE ANY LOAN. COMPLAINTS REGARDING THE SERVICES OF MONEY BROKERS SHOULD BE DIRECTED TO THE DEPARTMENT OF FINANCIAL INSTITUTIONS.

Vermont
THIS IS A LOAN SOLICITATION ONLY. INTUIT FINANCING INC. IS NOT THE LENDER. INFORMATION RECEIVED WILL BE SHARED WITH ONE OR MORE THIRD PARTIES IN CONNECTION WITH YOUR LOAN INQUIRY. THE LENDER MAY NOT BE SUBJECT TO ALL VERMONT LENDING LAWS. THE LENDER MAY BE SUBJECT TO FEDERAL
LENDING LAWS.

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